- Matchup: Temple Owls vs Charlotte 49ers
- Date: Saturday, October 18, 2025
- Venue: Jerry Richardson Stadium, Charlotte, NC
- Broadcast: ESPN+
- Odds/Point Spread: Charlotte 49ers (+11.0)
- Total Points Over/Under: 48
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On Saturday, October 18, 2025, the Temple Owls (3-3) are set to face the Charlotte 49ers (1-5) at Jerry Richardson Stadium. The 49ers enter this contest as 11.0-point underdogs, with the point total set at 48.
Currently holding a 3-3 record this season, the Temple Owls recently suffered a narrow defeat against the Navy Midshipmen, finishing with a score of 32-31. The Owls executed 40 rushing attempts, accumulating 173 yards, averaging 4.3 yards per carry. They concluded the game with a total of 518 yards from 76 offensive plays. Defensively, Temple allowed 6 completions out of 17 attempts, yielding 141 passing yards, which represents a completion rate of 35.3%. On the ground, they allowed 243 rushing yards on 37 carries, averaging 6.6 yards per rush.

Throughout the season, the Owls have amassed a total of 2,286 yards. In terms of scoring, Temple has recorded 15 touchdown passes and 8 rushing touchdowns, with just 1 turnover. Offensively, they have achieved 120 first downs and incurred 30 penalties totaling 314 yards. They rank 51st in Division 1 with an average of 172.0 rushing yards per game. The Owls are scoring an average of 30.3 points per game.
Defensively, Temple ranks 82nd in Division 1, conceding 26.2 points per game. They allow an average of 5.5 yards per rushing attempt, with a total of 1,033 rushing yards surrendered across 6 games. In terms of pass defense, the Owls have permitted 1,061 yards, placing them 27th in college football, with an average of 176.8 yards per contest in the air and a completion percentage of 57.8%. Overall, they are yielding 349.0 yards per game, ranking them 57th in Division 1. They have given up 7 touchdown passes and 13 rushing touchdowns.
The Charlotte 49ers have a current record of 1-5. In their most recent game, they suffered a loss to the Army Black Knights, ending with a score of 24-7. In that game, Charlotte allowed 64 rushing attempts, giving up 304 yards (averaging 4.8 yards per carry). Their pass defense performed better, allowing only 50 yards on 2 out of 6 passing attempts for a completion rate of 33.3%. Offensively, the 49ers generated 178 total yards from 55 plays, averaging just 3.2 yards per play, and managed only 68 rushing yards on 29 attempts (2.3 yds per attempt).
When it comes to scoring, the 49ers rank 123rd nationwide, averaging just 17.7 points per game. They are averaging 307.2 yards per outing, placing them 125th in Division 1. This season, Charlotte has incurred 344 yards worth of penalties across 41 infractions, ranking 48th in college football for disciplinary issues. They have intercepted 6 passes and lost 7 fumbles while achieving 113 first downs. The 49ers have also recorded 1,292 passing yards this season, averaging 215.3 yards per game, which ranks 84th in the nation. They average 91.8 rushing yards per game, with a total of 551 rushing yards.
Defensively, the 49ers are allowing 32.5 points per game, placing them at 124th nationally. They have conceded a staggering total of 1,344 rushing yards this season (224.0 yards per game) along with 12 rushing touchdowns. Through the air, they have given up 13 touchdowns and an average of 223.5 yards per game, positioning them 72nd in college football. Overall, the 49ers’ defense has been on the field for 443 plays, ranking 122nd in the nation. So far, they have recorded 4 fumbles and 2 interceptions, allowing a total of 195 points this season.
Will the Owls or the 49ers emerge victorious in this captivating college football matchup?
Prediction: Bet on the Owls -11.0
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