- Matchup: Memphis Tigers vs Charlotte 49ers
- Event Date: Saturday, October 3, 2026
- Venue: Jerry Richardson Stadium, Charlotte, NC
- Broadcast: ESPN+
- Betting Line: 49ers (+20.0)
- Over/Under Total: 53.5
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The Memphis Tigers (3-1) are set to visit Jerry Richardson Stadium on Saturday, October 3, 2026, to face off against the struggling Charlotte 49ers (0-4). The oddsmakers have made Charlotte 20-point underdogs for this matchup, with the total points over/under set at 53.5.
Entering this contest, the Memphis Tigers boast a record of 3-1 this season. In their most recent outing, they secured a convincing 45-21 victory over the Tennessee Martin Skyhawks. The Tigers executed 75 plays, amassing an impressive 572 total yards. Their ground game was particularly effective, as they rushed 40 times for 299 yards, averaging an impressive 7.5 yards per carry. On defense, Memphis allowed their opponents to gain 114 rushing yards on 28 attempts, yielding an average of 4.1 yards per carry. In the air, the Tigers defended 29 pass attempts, allowing 17 completions for 177 yards, equating to a completion percentage of 58.6%.
Offensively, the Memphis Tigers are scoring an average of 33.5 points per game. They are gaining 241.0 rushing yards per game, ranking them 15th in Division I football. Throughout the season, Memphis has totaled 2,032 yards, scoring 10 touchdowns through the air and 7 on the ground. The team has registered 89 first downs while committing 19 penalties for 184 yards and turning the ball over 5 times.
On the other side of the ball, Memphis ranks 97th in Division I for team defense, allowing an average of 26.0 points per contest. Opposing teams are averaging 5.2 yards per rushing attempt, compiling 187.3 rushing yards per game, contributing to a total of 749 rushing yards allowed over 4 games. In terms of passing defense, Memphis has permitted 1,014 yards, placing them 115th in Division I, while allowing an average of 253.5 yards through the air with a completion percentage against of 63.9%. Over the year, they have conceded a total of 440.8 yards per game and 6 passing touchdowns along with 7 via the ground.
The Charlotte 49ers are currently searching for their first win of the season with a record of 0-4. In their latest game, they fell to the Louisiana Ragin’ Cajuns, losing 34-7. The 49ers could muster only 137 offensive yards throughout the game and ran 45 plays, averaging just 3.0 yards per play. Rushing was particularly challenging, as they finished with only 26 yards on 15 attempts, averaging a mere 1.7 yards per rush. Their defense allowed 49 rushing attempts for 133 yards, averaging 2.7 yards per carry, while the pass defense yielded a completion rate of 69.0%, resulting in 159 yards on 20 completions out of 29 attempts.
Currently, the Charlotte 49ers are averaging 311.0 yards per game, placing them 129th among Division I teams. This season, they have accrued a total of 211 yards in penalties across 31 infractions, ranking them 36th in the league for free yards given up. They average 105.3 rushing yards per game, totaling 421 rushing yards for the season. Unfortunately, the 49ers have also thrown 6 interceptions and lost 3 fumbles, accumulating 59 first downs. Scoring-wise, Charlotte ranks 124th in Division I with an average of just 19.5 points per game. They have generated 823 passing yards so far, averaging 205.8 yards per contest, positioning them 95th in Division I.
Defensively, the 49ers are allowing 36.0 points per game, making them the 130th-ranked team in college football in terms of scoring defense. They have surrendered 618 rushing yards (154.5 yards per game) and given up 13 rushing touchdowns this season. In the passing game, they have allowed 5 touchdowns and a total of 232.3 yards per outing, placing them 102nd in Division I. Charlotte has participated in 275 defensive plays this year, ranking them 105th in college football, with their defense accounting for 2 fumbles and 2 interceptions throughout the season. Overall, they have conceded a total of 144 points.
Who will emerge victorious in this exciting matchup between the Tigers and 49ers?
Prediction: Back the Tigers -20.0
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