- Matchup: Charlotte 49ers vs USF Bulls
- Date: Friday, October 3, 2025
- Venue: Raymond James Stadium, Tampa, FL
- Broadcast: ESPN2
- Betting Odds: Bulls favored by 27.0 points
- Total Points Over-Under: 55.5
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This upcoming clash features the USF Bulls (3-1) facing off against the Charlotte 49ers (1-3) at Raymond James Stadium on Friday, October 3, 2025. Charlotte is entering this game as significant underdogs, trailing by 27.0 points. The combined score is projected at 55.5.
The Charlotte 49ers arrive with a 1-3 record this season. In their latest game, they fell short against the Rice Owls, suffering a 28-17 defeat. On the defensive front, the 49ers allowed 255 rushing yards on 46 attempts, averaging 5.5 yards per carry surrendered. Through the air, they conceded 9 completions on 12 attempts for 98 yards, equating to a completion rate of 75.0%. In that matchup, Charlotte managed 334 total yards over 76 plays, rushing 32 times for 75 yards, thus averaging 2.3 yards per attempt.
On the defensive side, the 49ers are currently ranked 110th in Division 1, allowing an average of 29.3 points per game. They permit opponents to gain 4.5 yards per rush, yielding an average of 158.3 rushing yards in their four games. Overall, they have given up 633 rushing yards so far. In pass defense, the 49ers have allowed 1,067 yards, positioning them 89th in Division 1 with a 70.0% completion rate against them. In total, they are allowing 425.0 yards per game, ranking 118th in college football with 9 touchdown passes and 6 rushing touchdowns given up.
The USF Bulls come into this matchup with a 3-1 record. In their last outing, they dominated the South Carolina State Bulldogs, winning 63-14. The Bulls amassed 504 total yards, averaging 9.3 yards per play over 54 plays. On the ground, they showcased their strength with 252 rushing yards on 28 attempts, averaging 9.0 yards per carry, while limiting their opponents to 70 rushing yards on 38 attempts (1.8 yards per rush). The pass defense allowed a completion rate of 59.5%, yielding 235 yards on 25 of 42 passing attempts.
For the season, the USF Bulls average 399.8 yards per game, ranking 65th nationally. Their offensive performance has led to 226 penalty yards from 26 infractions, placing them 78th in the country. They have totaled 537 rushing yards, averaging 134.3 yards per game. The Bulls have thrown 2 interceptions and lost 1 fumble. Collectively, they have achieved 70 first downs and are ranked 55th in Division 1 with an average of 31.8 points scored per game. This season, USF has garnered 1,062 passing yards, averaging 265.5 passing yards per game, placing them 38th nationally.
On the defensive front, USF has allowed 530 rushing yards (132.5 yards per game) and 6 rushing touchdowns. They have also conceded 5 touchdown passes and 271.0 yards per game through the air, ranking 123rd in Division 1, with a total of 86 points surrendered this season. Their defense has recovered 3 fumbles and secured 4 interceptions, with a total of 298 defensive plays to date, ranking 74th in D-1. The Bulls have allowed 21.5 points per game this season, positioning them 56th in college football.
Who will emerge as the victor in the college football face-off between the 49ers and Bulls against the spread?
Expert Prediction: Bet on the Bulls -27.0
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