- Matchup: Temple Owls vs USF Bulls
- Event Date: Saturday, October 3, 2026
- Venue: Raymond James Stadium, Tampa, FL
- Broadcast: ESPNU
- Betting Lines: Bulls favored by 6.5 points
- Total Points Over/Under: 50.5
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The USF Bulls (4-0) are set to challenge the Temple Owls (1-3) at Raymond James Stadium on Saturday, October 3, 2026, with the Bulls opening as 6.5-point favorites. The game’s total is positioned at 50.5 points.
The Temple Owls aim to improve upon their current season record of 1-3. In their latest outing, they faced the Army Black Knights, suffering a narrow defeat with a score of 21-17. Defensively, Temple allowed 279 rushing yards on 57 carries, averaging 4.9 yards per rush. In the air, they conceded 36 yards from 3 completions on 6 attempts, achieving a completion percentage of 50.0%. Their overall performance included 52 offensive plays, translating to 459 total yards. On the ground, the Owls had 32 attempts for 217 yards, averaging 6.8 yards per carry.
On the offensive side, Temple averages 28.0 points per game while ranking 24th in Division 1 with an average of 220.3 rushing yards. Their season total stands at 1,536 yards, with 6 touchdowns scored both through the air and on the ground. The Owls have secured 71 first downs this season and have committed 18 penalties totaling 152 yards, along with 3 turnovers.
Defensively, Temple stands at 105th in Division 1, allowing 27.8 points per game. Teams are averaging 4.3 rushing yards per attempt and 157.8 yards on the ground regularly, contributing to a cumulative total of 631 rushing yards conceded over 4 games. In terms of air defense, they rank 101st, giving up 928 passing yards, averaging 232.0 yards through the air per game alongside a completion percentage of 67.7%. Their total yardage yielded is 389.8 yards per game, landing them at 109th in the division with 8 passing touchdowns and 7 rushing touchdowns given up this season.
The Bulls enter this contest boasting a solid 4-0 record this season. In their previous matchup, they edged out the Bowling Green Falcons with a score of 14-6. USF recorded 162 rushing yards on 42 attempts, achieving an average of 3.9 yards per carry. They completed 53 plays for a total of 214 yards, averaging 4.0 yards per play. Their pass defense recorded a completion percentage of 57.1%, giving up 122 yards from 16 completions on 28 attempts, while allowing only 2.6 yards on 33 carries to opponents, which totaled 85 rushing yards.
In terms of offense, the Bulls rank 77th in Division 1, averaging 30.0 points per game. Their total yardage averages 350.5 yards per outing, placing them 105th nationally. USF has incurred 115 yards in penalties from 17 infractions, which ranks 129th overall. They have not thrown an interception this season but have allowed opponents to recover 3 fumbles, while managing 84 first downs. On the passing front, they have accumulated 712 passing yards, averaging 178.0 per game (114th in D-1), and have a rushing performance that averages 172.5 yards, totaling 690 yards this season.
Defensively, USF allows an average of 14.0 points per game, making them rank 21st nationwide. They have given up 487 rushing yards (121.8 yards per game) and 1 rushing touchdown this season. Pass-wise, they’ve allowed 5 touchdowns alongside an average of 200.3 yards through the air and rank 66th overall for defense. The Bulls’ defense has participated in 256 plays, which ranks 70th in the division, and they have recovered 3 fumbles with 2 interceptions so far this season, surrendering only 56 points.
Who will prevail in the matchup between the Owls and the Bulls against the spread?
Prediction: Bet on the Owls +6.5
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